1. Walking into traffic dazed and getting hit again.

 

2. Getting up before the paramedics check you out.

 

3. Standing on a broken bone in your foot or leg.

 

4. Running after the other driver.

 

5. Not getting medical attention as soon as you think you are the ruler of anything.

 

6. Not having a psychological evaluation if you have delusions of grandeur.

 

7. Trying to talk to the trees or answering them.

 

8. Thinking that cars are your subjects.

 

9. Being tasered by the police.

 

10. Trying to drive the ambulance.

 

Now here are ten useful tips of advice from a pedestrian accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a pedestrian accident in Montecito, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good pedestrian accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good pedestrian accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good pedestrian accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most pedestrian accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a pedestrian accident in Montecito, Long Beach, Santa Monica, Ventura, Oxnard, Carson, Torrance, Camarillo, Manhattan Beach, Cambria or San Luis Obispo, or anywhere in Southern California, we have the knowledge and resources to be your Montecito Pedestrian Accident Lawyer and your Santa Barbara Pedestrian Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.



By: R. Sebastian Gibson

About the Author:

Prenatal Vitamins

If you have been hurt in an accident and are unable to work while waiting on a personal injury settlement or award, then you know how difficult it can be to make ends meet.  When a household loses one of it’s main income earners, finances can get tight, savings can get depleted, and it can be really hard to pay the bills.

Personal injury cases can take time, sometimes up to three years, before they are resolved. If you are too hurt to work or can’t find a new job, then you know how quickly the medical bills, mortgage payments and utility bills can pile up. In times of great financial stress, it can be tempting to ask your lawyer to settle your lawsuit for far less than what you deserve in order to pay off your debts. That’s one of the reasons insurance companies sometimes drag out the legal process: they have the resources to wait, and they know that you don’t.

If this sounds all too familiar, then you should contact USClaims to find out about our no-risk pre-settlement lawsuit funding. Applying is easy, and if you are approved, USClaims gets you the cash you need fast—in as little as 24-hours.

How does pre-settlement funding work? Well, companies like USClaims offer pre-settlement financing to personal injury victims of auto accidents, workplace and construction site injuries, premises liability and medical malpractice.  We work with you and your attorney to purchase an interest in the proceeds of your case. Upon the signing of the purchase agreement, you get much needed money to help you pay for things like medical care, rent, or your children’s school or college tuition. Most importantly, pre-settlement funding gives your lawyer the time they need to get you fair compensation for your injuries. When your case is concluded – and you’ve won – USClaims collects its portion of the proceeds.

Many personal injury plaintiffs take out huge cash advances on their credit cards. Unfortunately, without the ability to make regular payments on the card throughout the entire legal process, you could quickly find yourself drowning in interest charges, late fees and debt. Getting a bank to issue a personal loan without a job can be nearly impossible, and personal loans can have terms that are nearly as punitive as credit cards. If you can’t make the regular payments, you will quickly get in trouble with the bank and likely ruin your credit.  Taking out a home equity loan or a second mortgage is also extremely risky. If you default on your payments you could lose your home, and no one wants to end up injured, unable to work and homeless.

Because there are so few options out there for plaintiffs, the pre-settlement finance industry has seen a lot of growth over the last few years. This has led to a number of less than reputable companies and brokers entering the market, so it is important that you find a lawsuit funding company that you can trust.

Not all pre-settlement financing is created equal. Here are a few things you should look for when choosing the right company:

Is the company committed to ethical business practices? USClaims and 12 other reputable companies are members of ALFA, the American Legal Finance Association, which establishes industry standards in the legal funding industry, especially regarding transparency in transactions and clear disclosure to consumers.

Is the funding directly through the company?  If you go through a broker, then be aware that brokers collect additional fees, which means money out of your pocket.  If you apply for lawsuit funding directly through a pre-settlement finance company, you’ll save yourself time and money.

Is the company known for customer service? A lawsuit funding company with good customer service can help customize a plan to fit your needs. You’ll have the option to collect either one lump sum or they can help you stay on a budget for the long haul through regularly scheduled deposits into your bank account.

Will the company stay out of the strategy and decisions of your legal case? Make sure you sign with a company that doesn’t attempt to acquire ownership in your litigation or interfere with your lawsuit. Your lawyer should always be free to make the decisions that are in your best interest, not the interest of your lawsuit funding company.

Has the company pledged not offer or pay commissions or referral fees to any attorney or employee of a law firm for referring their plaintiff’s cases? You need to make sure that your attorney and your legal funder are both on your side and getting the best deal, not colluding to take advantage of you.

If you can answer yes to the questions above, then you are much more likely to get pre-settlement funding with fair terms from an honest company. If you have any questions about USClaims and the services that we offer, please feel free to give us a call at 877-USClaims or contact your attorneys and let them know that you are in need of a pre-settlement funding.



By: Darryl Levine

About the Author:

SEO

Here are some of the tactics the adjustor will use to wear down injured claimants so they will accept much less money than what the claim is worth:

1. Using Delay Tactics. The adjustor is a master of using delay tactics to wear people down. He knows that many people (80-90% according to some insurance company estimates) will grow tired of the delaying tactics and simply throw up their hands and say “Enough!” These people will accept the low-ball offer just to be done with the entire unpleasant process.

2. Requesting Unnecessary Information. Yes it’s true that the insurance company will need records, receipts, bills, reports and other documentation to support the claim. But sometimes the request for documentation is unnecessary. For example, asking for medical records from 10 years before the accident, or asking for tax returns generated in the same period. That is information that typically is unnecessary and is only requested to delay resolution of the claim. Insurance adjustors know that repeated requests for unnecessary documentation can easily frustrate people and wear them down so they’re more likely to accept a low settlement offer.

3. Disputing the Medical Treatment. Despite the absence of any medical training, the adjustor may question the need for treatment or certain procedures or worse: second-guess your own doctor. Many times it does not matter to the adjustor that your treatment has been recommended by a reputable licensed physician.

4. Disputing the Medical Charges. Sometimes the adjustor will only agree to “accept” 70, 80 or 90% of your past medical charges. Again, such an assertion is made without having any medical background to support such a position. When “nickel and diming” the consumer, the well trained adjustor knows that most people will not hire a lawyer to challenge the refusal to pay a small portion of the medical bills.

5. Tell You Not to Hire an Attorney. Other times the insurance company will tell you that hiring an experienced attorney is unnecessary. Sometimes the adjustor will try to prevent you from retaining an attorney by falsely stating that any settlement money you receive will all go to the attorney. Still other times the adjustor may threaten to “deny” the claim if you hire a lawyer. Any time a claims representative tries to steer you away from an attorney this should be your first clue that using an attorney may actually produce a much higher recovery for you (even after deducting the lawyer’s fee).

6. Misrepresenting Insurance Policy Benefits. Sometimes the adjustor will misrepresent the amount of insurance coverage that is available to you. Or worse, the adjustor doesn’t even tell you that the insurance coverage or certain types of benefits even exist. This tactic may be used to entice you into accepting a smaller settlement than what would otherwise be warranted.

7. Acting as Your Friend. There are times when the claims adjustor will “befriend” you and make it appear that he or she is watching out for your interests when in fact he is not. Sometimes the adjustor will give you advice about the type or frequency of your medical treatment, and then decide later on not to pay for the treatment because it is “excessive.”

8. Making False Promises. There are times when the adjustor will make promises to you that he knows can’t be met. The adjustor’s primary loyalty is to his employer (the insurance company) and to his insured (the negligent party). If the adjustor makes promises “for your benefit,” this inherently creates a conflict of interest. Oftentimes the adjustor already knows that a conflict is created by making you a promise to protect your interests, but she knows this is one way to get you to let your guard down and get you to agree to terms that your attorney would never allow.

These are just a few of the tactics that the insurance industry will use to accomplish its goal of getting parents to accept smaller settlements for their injured children. Parents need to be aware that they are dealing with professional negotiators who will utilize a number of different tactics to fulfill the insurance company’s primary objective: to settle claims for much less than they are worth. Lower settlements mean bigger company profits. If parents begin to feel overwhelmed or that they are in over their heads, they should not hesitate to consult with an attorney who has expertise in child injury claims.



By: Christopher Davis

About the Author:

Loan Consolidation

No one’s life matters more than yours or someone that you love. If you have been injured in an accident, or a loved one died because of another’s negligence, you need to ensure that you have an experienced accident lawyer Orlando that knows the ins and outs of insurance settlements; to get you what you deserve. Beyond the monetary value you deserve, you need to feel respected and heard; you need to know that what you are going through isn’t going to go unnoticed and under compensated.

Insurance companies will try to settle fast, taking the cheapest route possible. They will take statements from you that can later be used against you. They will take advantage of your confusion and lack of understanding and they will ultimately not compensate you with what you deserve. Sure, a fast settlement might sound like what you want.  But do you know the long term effects that you are going to endure because of the injury you sustained. Do you have the financial security to make sure that you can handle the medical requirements necessary to keep you healthy for the rest of your life? Are you losing time at work and subsequently pay because you are unable to go back?

There are times when hiring an attorney is more than important, it is quintessential for your future that you do. When you sustain a life changing injury due to someone else’s negligence, you should hire an experienced attorney to fight for you. You need a personal injury attorney Orlando on your side that can slow the insurance companies down. You need someone who knows what the insurance companies do, and you need someone that can help you fight back. You need Seifert Miller, LLC. These accident lawyers Orlando have experience that will serve you to the fullest when it is time to settle with insurance companies. With a proven track record and multiple high dollar settlements you know that your life does matter when you trust it to someone who cares.



By: Daniel Marcus Manson

About the Author:

Skin Care

1. After the accident, you start wandering between cars on the freeway asking if anyone will let you borrow their car.

 

2. You wonder why you have so many pockets in your clothes and why most of them are empty.

 

3. You can’t remember who you are and wonder if the girl in you wallet is your wife, a hot girlfriend or your sister.

 

4. You decide to make something of yourself as soon as you do remember who you are.

 

5. You’re sure you have a really good explanation for everything, if you can just remember what everything is.

 

6. You try surfing the internet while wearing a swimsuit.

 

7. You buy a hamburger but really don’t taste the ham in it.

 

8. You have an ice cream, but feel gypped when it doesn’t come with any ice.

 

9. You marvel at the simplicity of socks.

 

10. You still don’t understand how to do most things on your cell phone.

 

Now here are ten useful tips of advice from a Los Angeles pedestrian accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a pedestrian accident in Los Angeles, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good Los Angeles pedestrian accident attorney as soon as you have had your initial treatment, so the lawyer can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good Los Angeles pedestrian accident attorney can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good Los Angeles pedestrian accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most Los Angeles pedestrian accident lawyers advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a pedestrian accident in Los Angeles, Long Beach, Carson, Torrance, Manhattan Beach, Santa Barbara, Ventura, Oxnard, Cambria or San Luis Obispo, or anywhere in Southern California, we have the knowledge and resources to be your Los Angeles Pedestrian Accident Lawyer and your Santa Monica Pedestrian Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a Los Angeles personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.



By: R. Sebastian Gibson

About the Author:

Toddlers

Structured Settlement comes into existence after meeting an accident after that one settlement will be implied between organizers and victims with the help of legal expert those will negotiate their exhaustive effort with the intention of bestowing maximum benefits to the victims. Legal dexterous are hired in hope endowing their maximum result that will be hope of ray in their destitute life which can generated light and eliminate darkness. Structured Settlement has been prolific for those sufferers who have been disabled and don’t have efficiencecy to do work more that is the most outstanding settlement for the crippled before reaching any decision, all the pros and cons should be considered properly for the aim of securing utmost profit otherwise they will have nothing to think twice and ruin their life by their one dreadful decision. At the time of settling their settlement, the most appealing things are negotiated that is money. The mode of settlements are different it is totally up to the giver and receiver and what kind of mode they prefer to obtain. These are some of them like monthly, quarterly; half yearly, yearly etc. The ready money should be disbursed over an extended time period to the handicapped men who met an accident through the insurance companies, which are dexterous to handle such kind of cases. When they become jobless, their monthly compensations are intended to meet numerous needs of the disabled man. These payments are made by insurance companies and are universally known structured settlement. The hard cash is always distributed in accordance to their mode what kind of mode has been determined by the both party. The reimbursement, which is entertained by the victims and  becomes less effective as the time progress due to dearness, if they face such face kind of cases, they can sell out their structured settlement payment for the purpose of accomplishing their desire. Whenever they face financial crunch, they can sell their structured settlement that can bestow them up to some extent. This way they can find temporary settlement of their troubles that can be solved. The payment which is give to crippled person that can be utilized according to settlement moreover they feel secure till they will get. 



By: Alec Jordan

About the Author:

Toddler Bedding

1. Sarah Palin interviews.

 

2. Sarah Palin’s confusing answers.

 

3. The stock market.

 

4. The financial crisis.

 

5. The mortgage meltdown.

 

6. Insurance companies.

 

7. Your house value sinking.

 

8. Your retirement fund good only at dollar stores.

 

9. That thing you never told anyone about.

 

10. That thing everyone thinks you did, but didn’t.

 

Now here are ten useful tips of advice from a car accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a car accident in Big Bear, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it’s probably been at least a few days since the accident. However, if it’s only been a few hours or if you ever have another accident, here’s what you should do the next time from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

 

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good car accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good car accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good car accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most car accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a car accident in Big Bear, Rialto, Redlands, Lake Arrowhead, Crestline, Colton, Yucaipa, Riverside, San Bernardino, Moreno Valley, Fontana, Apple Valley, or anywhere in Southern California, we have the knowledge and resources to be your Big Bear Car Accident Lawyer and your San Bernardino Car Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.



By: R. Sebastian Gibson

About the Author:

Toddlers

1. He doesn’t look that hurt.

 

2. He had a cane. Doesn’t that prove something?

 

3. If I was at fault there would be witnesses here.

 

4. There isn’t even a scratch to my car.

 

5. He should have known better to cross when the sun is going down.

 

6. Did you check him for alcohol?

 

7. Maybe he was on drugs. Did you think of that?

 

8. I think another officer would make a different conclusion.

 

9. You just think I’m at fault because he’s a kid, isn’t that the real reason?

 

10. I tried to stop in time. I really did.

 

By the way, we don’t endorse the use of any of these bogus excuses. So here are ten useful tips of advice from a pedestrian accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a pedestrian accident in Rancho Santa Fe, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good pedestrian accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good pedestrian accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good pedestrian accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most pedestrian accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a pedestrian accident accident in Rancho Santa Fe, San Diego, Carlsbad, Oceanside, La Jolla, Del Mar, Escondido, Chula Vista, El Cajon, Vista, San Marcos, Solana Beach, Encinitas, or anywhere in Southern California, we have the knowledge and resources to be your San Diego Pedestrian Accident Lawyer and your Rancho Santa Fe Pedestrian Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.



By: R. Sebastian Gibson

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Fetal Development

Upon filing an auto accident lawsuit, depositions will need to be taken by your lawyer and the opposing lawyer. Deposition is really just a big word for telling your side of the story. The lawyer will ask everyone involved to explain what happened, and then ask a few questions to provide clarity. The opposing side’s attorney will do the same. It is completely inadvisable to ever tell even the smallest lie during a deposition.

Your auto accident lawyer will explain the process before it begins. Your lawyer will also explain the importance of being completely honest during a deposition. If you do not completely understand a question that either your lawyer or the opposing side’s attorney has asked, then it is your responsibility to ask for clarification. If you believe that you understand a question that your lawyer or the opposing side’s attorney has asked but feel it can be interpreted in more than one way, clarify by repeating the question in your own words.

Once you and your lawyer get through with the process of depositions, it will be a little more clear to your auto accident lawyer where things stand from a legal perspective, how the defense is going to present their case, and whether or not there are any additional questions your lawyer is going to need you to answer. Your auto accident lawyer can advise you in the next step of filing your lawsuit. Listening to your lawyer is pertinent. If he or she asks you to provide them with some documentation, you are hurting your own case and making it more difficult for your lawyer to represent you if you don’t.

The opposition may bring up issues that you were not expecting during your deposition or during a hearing or trial. This is not entirely uncommon, although for the most part what we see on television is not an accurate depiction. Relevance is a key factor, and before you answer any question that you were not expecting, give your lawyer a moment to either object, or present in your defense that the question is irrelevant. If your auto accident lawyer does not make an objection then you simply answer the question, honestly. People make their fair share of mistakes in life, and mistakes that happened years ago do not necessarily mean that your claim is not valid.

However, it is important that you are honest with your auto accident lawyer about your relevant history. If you have ever been pulled over for driving while intoxicated or have had numerous accidents in your driving history, it’s better to tell your auto accident lawyer these things than allow this information to be a surprise during a deposition. Lying to your lawyer is never a good idea, even if you believe the lie is tiny and inconsequential.

The deposition process will give you a chance to see how your lawyer operates and to evaluate him or her as a representative of your rights. Some lawyers are fabulous in the office but crumble under the pressure of a deposition. While you will not be a witness to the entire deposition process, it will allow you to see your lawyer in action before ever entering the court room. If you find yourself questioning your auto accident lawyer’s abilities, then it is time to immediately find a new lawyer. Hopefully you would have been able to make this decision prior to the deposition process, but it is never a good idea to hang onto an auto accident lawyer when you do not feel they are competent enough to handle your auto accident case.

Once you have passed the deposition process, you may find the opposing side is willing to discuss a settlement. While it is always best to make decisions based on what’s best for you and your family and what you’re comfortable with, listen to the advice of your auto accident lawyer carefully. Ask them why they feel as they do in regards to your potential settlement. A high quality auto accident lawyer has had ample experience and can offer you advice as they see things from a removed emotional state. A high quality lawyer will be able to give you a basic idea of whether you are being offered a good settlement, or one that isn’t fair and compensatory. A good lawyer will help you through every step of the process.



By: Nick Johnson

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You Unknowingly Have Entered A War Zone

Did you know that the day you were injured you entered a war zone with the insurance industry? Over the past 30+ years, the insurance industry has spent billions of dollars on advertising to spread false and misleading information about accident claims. The industry wants people to believe that the justice system is out of control and that people who file lawsuits are getting millions of dollars for minor injuries. Such propaganda has created the false perception among the public that the system needs fixing. Unfortunately, this “misinformation” spread by the insurance industry has had an enormous negative influence on juries and their verdicts.

Juries today are highly skeptical of people who file lawsuits that claim money for “pain and suffering.” Many people who wind up on juries believe the myths touted by the insurance industry. This can be a huge obstacle to achieving justice in your case, even when the injuries are severe and negligence has been established. Lawyers who handle these cases have learned over the past few years that it is much more difficult to achieve justice for their clients.

You need to be aware that the insurance claims adjustor will utilize any means necessary to pay out as little as possible, even on legitimate claims that involve serious injuries. Insurance adjustors receive extensive training on how to save the company money, and not necessarily on how to examine a claim and pay a fair settlement. Many insurance companies reward their adjustors with bonuses or promotions based on how much money that person saves the company rather than how many claims are settled. The claims adjustor accomplishes this in several ways:

**Using Delay. The adjustor is a master of using delay tactics to wear people down. He knows that many people will at some point throw up their hands and say “Enough!” while finally accepting the company’s last offer just to be done with the whole process.

**Requesting Unnecessary Information. Another method is when the adjustor makes repeated requests for “documentation” even if the information will have little or no bearing on the amount that will be offered in settlement. Repeated requests for unnecessary documentation can easily frustrate people and wear them down so they’re more likely to accept a lower settlement offer.

**Disputing the Medical Treatment. One way the adjustor will minimize your claim is to dispute or question your need for medical treatment, despite having no medical training! (even if the treatment is prescribed by your own doctor!). Many times it does not matter to the adjustor that your treatment has been recommended by a reputable licensed physician.

**”Nickel & Dime” the Medical Charges. Often times the adjustor will only agree to “accept” 70, 80 or 90% of your past medical charges, while having no medical background to support such a position. By “nickel and diming” the consumer, the well-trained adjustor knows that most people will not hire a lawyer to challenge a small portion of the medical bills.

**Tell You Not to Hire an Attorney. Other times the insurance company will dissuade you from hiring an experienced attorney and falsely tell you that any money you receive will go only to the attorney. Still other times the adjustor may threaten to “deny” or “lowball” the claim if you hire a lawyer.

**Misrepresenting Insurance Policy Benefits. Sometimes the adjustor will misrepresent the amount of insurance coverage that is available to you. Or worse, the adjustor doesn’t even tell you that the insurance coverage or certain types of benefits even exist. This tactic may also be used to entice you into accepting a smaller settlement than what would otherwise be warranted.

**Acting as Your Friend. There are times when the claims adjustor will “befriend” you and make it appear that she is watching out for your interests when in fact she is not. Sometimes the adjustor will give you advice about the type or frequency of your medical treatment, and then decide later on not to pay for the treatment because it is “excessive.”

**Making False Promises. There are times when the adjustor will make promises to you that he or she knows can’t be met. For example, this author had a client who was promised that the insurance company would continue to pay her medical bills every month until she recovered. This went on for four months until the adjustor decided that four months of treatment was enough. The problem was that the client didn’t find out about the insurance company’s decision to stop paying until she had racked up many more months of medical bills!

These are just a few of the tactics that the insurance industry uses to badger and wear down injured victims so that less money is paid out. And to a large extent, the industry has been successful. The strong backlash created by the insurance industry against our justice system is a very strong movement in many parts of our country. The movement has a name, it is called Tort Reform. The success of the Tort Reform movement has emboldened the insurance industry to withhold fair settlements until you convince them that you are ready, willing and able to go to trial. But do not be discouraged. You CAN achieve fair compensation for your injuries and beat the insurance industry at their own game. But it may take time and effort.



By: Christopher Davis

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Injury Lawyers